Finance Calculators

SIP Calculator

Estimate returns from monthly SIP investments.

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SIP Calculator Investment
Enter SIP Details
₹
Amount you plan to invest every month.
%
Increase your monthly SIP by this percentage after every year. Keep 0% for a regular SIP.
%
Enter an assumed annual rate for estimation.
Years
Number of years you plan to continue the SIP.
The expected return entered above is an assumption. Actual market-linked investment returns are not guaranteed.
SIP Investment Result Estimate
Estimated Maturity Value ₹0
Monthly Investment ₹0
Annual SIP Increment 0%
Investment Period 0 years
Expected Return 0%
Investment Breakdown

Invested vs Estimated Returns

Maturity Value ₹0
Amount Invested ₹0 0%
Estimated Returns ₹0 0%
Total Invested ₹0
Estimated Returns ₹0
Estimated Maturity Invested Amount + Estimated Returns
₹0
Investment Details

SIP Investment Breakdown

See how much of the estimated maturity value comes from your own contributions and how much represents estimated investment returns.

Component Amount Share
Amount Invested ₹0 0%
Estimated Returns ₹0 0%
Maturity Value ₹0 100%
Growth Over Time

Year-wise Investment & Returns

See how your cumulative investment and estimated profit grow throughout the SIP period.

SIP Growth Chart

Cumulative values at the end of each year
Investment Estimated Profit
Calculate SIP to view year-wise growth
Compare Scenarios

Expected Return Comparison

Compare different assumed annual return rates to understand how the estimated maturity value may change.

Expected Return Total Invested Estimated Returns Maturity Value
Enter SIP details and calculate to view comparison.
Calculation Method

How SIP Returns are Calculated

SIP maturity can be estimated using the future value of a series of regular monthly investments.

FV = P × [((1 + r)n − 1) ÷ r] × (1 + r)
P Monthly SIP Amount
r Monthly Expected Return
n Number of Monthly Investments
Example

SIP Calculation Example

Consider an illustrative SIP with the following inputs.

Monthly SIP ₹5,000
Investment Period 10 Years
Total Investment ₹6,00,000
Assumed Return 12% p.a.
Common Questions

Frequently Asked Questions

SIP stands for Systematic Investment Plan. It is a method of investing a fixed amount regularly, commonly every month, in an investment such as a mutual fund.

No. The return percentage entered in this calculator is only an assumption for estimation. Actual investment returns can be higher or lower.

No. This calculator provides a mathematical estimate and does not deduct taxes, expense ratios, exit loads or other investment costs.
Investment Disclaimer

This calculator is for educational and estimation purposes only. Expected returns are not guaranteed. Mutual funds and other market-linked investments involve investment risk.

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About SIP Calculator

Calculate the estimated future value of monthly SIP investments.

How to use this calculator

  1. Enter the required values in the calculator.
  2. Select any applicable rate, option or calculation mode.
  3. Click the calculate button if required.
  4. Review the calculated result and related information.
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Important

Calculator results are provided for informational and estimation purposes. Verify important financial, academic or government-related calculations using applicable official rules or documents.