Finance Calculators

FD Calculator

Calculate fixed deposit maturity amount and estimated interest earned.

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FD Calculator Fixed Deposit
Enter FD Details
₹
Enter the amount you want to invest in the fixed deposit.
%
Enter the annual interest rate offered on the FD.
Select how frequently interest is compounded.
This calculator estimates returns for a cumulative fixed deposit.
FD Investment Summary Estimate
Maturity Amount ₹0.00
Principal Amount ₹0.00
Annual Interest Rate 0%
Tenure -
Investment Breakdown Principal vs interest earned
Maturity ₹0
Principal ₹0.00 0%
Interest Earned ₹0.00 0%
Interest Earned ₹0.00
Total Return 0%
Your Estimated Maturity Value ₹0.00
Overview

How Does the FD Calculator Work?

The calculator estimates the maturity value of a cumulative fixed deposit using compound interest.

1 Enter Deposit Provide the amount you want to invest.
2 Enter Interest Rate Add the annual FD interest rate.
3 Choose Tenure Select investment duration in months or years.
4 View Returns See interest earned and maturity amount.
Calculation Method

Fixed Deposit Formula

A = P × (1 + r ÷ n)n × t
A Maturity amount
P Principal amount
r Annual rate in decimal
n Compounding periods/year
t Tenure in years
Example

FD Calculation Example

Deposit ₹1,00,000
Interest Rate 7% p.a.
Tenure 5 Years
Compounding Quarterly
Compounding

Compounding Frequency

Compounding determines how frequently accumulated interest is added to the deposit.

Frequency Times Per Year Interval
Annually 1 Once per year
Half-Yearly 2 Every 6 months
Quarterly 4 Every 3 months
Monthly 12 Every month
Fixed Deposit Disclaimer

This calculator provides an estimate based on the interest rate, tenure and compounding frequency you enter. Actual maturity values may differ because of bank-specific calculation methods, tenure rules, rounding, payout options and applicable taxes.

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About FD Calculator

Estimate fixed deposit maturity value and interest earned based on principal amount, interest rate, tenure and compounding frequency.

How to use this calculator

  1. Enter the required values in the calculator.
  2. Select any applicable rate, option or calculation mode.
  3. Click the calculate button if required.
  4. Review the calculated result and related information.
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Important

Calculator results are provided for informational and estimation purposes. Verify important financial, academic or government-related calculations using applicable official rules or documents.