EMI Calculator
Calculate monthly EMI for home, car and personal loans.
Principal vs Interest
Loan Repayment Breakdown
See how your total repayment is divided between the original loan amount and interest.
| Component | Amount | Share |
|---|---|---|
| Principal | ₹0 | 0% |
| Interest | ₹0 | 0% |
| Total Payment | ₹0 | 100% |
Interest Rate Comparison
After calculating your EMI, compare nearby interest rates to see how changes in the rate may affect monthly EMI and total loan cost.
| Interest Rate | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| Enter loan details and calculate to view comparison. | |||
How EMI is Calculated
EMI depends on the principal amount, monthly interest rate and total number of monthly instalments.
((1 + r)n − 1)
EMI Calculation Example
For this example, the calculator converts the annual interest rate into a monthly rate and calculates the fixed monthly instalment using the standard EMI formula.
Frequently Asked Questions
About EMI Calculator
Calculate loan EMI using principal amount, interest rate and loan tenure.
How to use this calculator
- Enter the required values in the calculator.
- Select any applicable rate, option or calculation mode.
- Click the calculate button if required.
- Review the calculated result and related information.
Calculator results are provided for informational and estimation purposes. Verify important financial, academic or government-related calculations using applicable official rules or documents.